Melissa Dalal, CTP, is a strategic treasury executive and advisory leader with more than 20 years of experience driving financial transformation, liquidity optimization, and operational excellence for Fortune-level companies and high-growth organizations. She is known for her ability to simplify complex treasury environments, strengthen financial infrastructure, and deliver measurable cost savings through disciplined execution and executive-level advisory.

Melissa has held senior roles at some of the world’s most influential financial institutions, where she consistently ranked among top performers and became a sought-after expert in liquidity strategy, payments modernization, and digital treasury solutions. At Bank of America, she served as a Director and Senior Treasury Officer, ranking in the top five percent globally while managing a multibillion-dollar portfolio of high-value clients. Her work delivered advanced solutions across liquidity management, payables and receivables optimization, foreign exchange, and working capital within rigorous regulatory and risk frameworks.

Earlier in her career, Melissa held senior treasury consulting and sales-focused advisory roles at JPMorgan Chase, Pacific Premier Bank, and Wells Fargo, where she led complex client initiatives, large-scale treasury implementations, and multimillion-dollar bank migrations.

Today, she serves as Founder and Head of Treasury Advisory at TreasurySavvy, where she partners with executive teams to modernize treasury operations, reduce banking and payments costs, and enhance visibility across global cash and payments ecosystems. She is widely respected for her ability to communicate complex financial concepts with clarity and help organizations elevate treasury into a strategic function that drives long-term value.